Access
http://www.iii.org/individuals/life/basics/
whybuy/
http://www.iii.org/individuals/life/basics/
howmuch/
http://www.iii.org/individuals/life/basics/
major_types/

• Discuss the three best reasons for buying life insurance.
• How should a person determine how much life insurance he/she needs?
• What are the major differences between term and whole-life/permanent insurance, explaining one major advantage and disadvantage of each?