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Home > Banking > Supervision and Regulation Circulars: All Circulars are official letters announcing new developments to the Second District's depository institutions and other concerned parties. To find a circular, enter a keyword and click "Find." E-mail alert RSS Feed Keyword   All Consumer and Community Services Supervision and Regulation Other   Date No. Title     2008     Oct 6, 2008 11998 Board Announces Payment of Interest on Reserve Balances, Changes to TAF and Regulation W Oct 1, 2008 11997 Consumer Advisory Council to Hold Meeting on October 23 Sep 29, 2008 11996 Board Announces Adjustments for Calculating Reserve Requirements, Regulation D Sep 29, 2008 11995 Central Banks Announce Coordinated Actions to Expand Capacity to Provide U.S. Dollar Liquidity Sep 26, 2008 11994 Central Banks Announce Operations to Address Elevated Pressures in Funding Markets Sep 24, 2008 11993 Central Banks Announce Additional Measures to Address Elevated Pressures in Funding Markets Sep 23, 2008 11992 Board Announces Approval of a Policy Statement on Equity Investments Sep 22, 2008 11991 Board Approves Two Interim Final Rules to Provide Market Liquidity Sep 19, 2008 11990 Board Announces Program Enhancements to Provide Market Liquidity Sep 18, 2008 11989 Central Banks Announce Measures to Address Elevated Pressures in Short-Term Funding Markets Sep 16, 2008 11988 Target for Federal Funds Rate Left Unchanged Sep 16, 2008 11987 Federal Banking Agencies To Evaluate FASB's Accounting Proposals Sep 15, 2008 11986 Comments Requested on Proposed Rule to Reduce the Amount of Goodwill Deduction from Tier 1 Capital Sep 15, 2008 11985 Board Announces Initiatives to Provide Additional Support to Financial Markets Sep 9, 2008 11984 Board Announces Restructuring of Check Processing in Sixth District Sep 8, 2008 11983 Federal Banking Agencies Issue Joint Release on Fannie Mae and Freddie Mac Aug 29, 2008 11982 Board Releases Small Entity Compliance Guide for Regulation R Aug 29, 2008 11981 Board Announces Online Consumer’s Guide to Mortgage Refinancings Aug 13, 2008 11980 2009 Holiday Schedule Aug 13, 2008 11979 Comments Requested on Proposed Change to Regulation S Aug 13, 2008 11978 Impact on Second District Depository Institutions Following Changes to Fourth District Check Processing Operations Aug 12, 2008 11977 Board Announces Restructuring of Check Processing in Fourth District Aug 6, 2008 11976 Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Aug 5, 2008 11975 Target for Federal Funds Rate Left Unchanged Jul 31, 2008 11974 Recent Changes to Term Auction Facility Jul 30, 2008 11973 Federal Reserve Announces Steps to Enhance Effectiveness of Existing Liquidity Facilities Jul 18, 2008 11972 Board Approves Restructuring of the Check Processing Operations in the First and Third Districts—Impact on Second District Depository Institutions Jul 16, 2008 11971 Board Approves Restructuring of the Check Processing Operations in the First and Third Districts Jul 15, 2008 11970 Agencies Issue Final Guidance on Supervisory Review Process Related to Implementation of Basel II Advanced Approaches Rule Jul 14, 2008 11969 Board Issues Final Rule Amending Home Mortgage Provisions of Regulation Z Jul 8, 2008 11968 Agencies Issue Statement on Basel II Advanced Approaches Qualification Process Jul 7, 2008 11967 Federal Reserve and SEC Issue Memorandum of Understanding to Deepen Information Sharing and Cooperation Jul 1, 2008 11966 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in July Jun 26, 2008 11965 Board Issues Proposed Rule on Basel II Risk-Based Capital Requirements Jun 26, 2008 11964 Banking Agencies Issue Host State Loan-to-Deposit Ratios Jun 25, 2008 11963 Target for Federal Funds Rate Left Unchanged Jun 23, 2008 11962 Operating Circular No. 3 Revised Jun 23, 2008 11961 Board Seeks Nominations for Appointments to Consumer Advisory Council Jun 18, 2008 11960 Federal Reserve Announces National Minority-Owned Bank Program Jun 9, 2008 11959 Agencies Announce Third Annual Interagency Minority Depository Institutions National Conference May 30, 2008 11958 Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies May 29, 2008 11957 Federal Reserve to Conduct Three Auctions of 28-day Credit Through its Term Auction Facility in June May 22, 2008 11956 Final Illustrations of Consumer Information Issued for Hybrid Adjustable-Rate Mortgage Products May 14, 2008 11955 Consumer Advisory Council to Hold Meeting on June 19 May 13, 2008 11954 Board Announces Restructuring of Check Processing in Sixth, Eighth Districts May 8, 2008 11953 Agencies Issue Proposed Rules on Risk-Based Pricing Notices May 2, 2008 11952 Board Proposes Rules to Prohibit Unfair Practices Regarding Credit Cards and Overdraft Services May 2, 2008 11951 Federal Reserve and Other Central Banks Announce Expansion of Liquidity Measures Apr 30, 2008 11950 Fed Funds Target Rate Lowered by 25 Basis Points to 2 Percent; Discount Rate Lowered by 25 Basis Points to 2.25 Percent Apr 10, 2008 11949 Deadline Extended for Requests to Testify at Public Meetings on Proposed Acquisition of Countrywide by Bank of America Mar 31, 2008 11948 Federal Reserve Banks Announce Restructuring Schedule Changes Mar 28, 2008 11947 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in April Mar 28, 2008 11946 Public Meetings Announced on Proposed Acquisition of Countrywide by Bank of America Mar 25, 2008 11945 Operating Circular No. 4 Revised Mar 25, 2008 11944 Federal Reserve Study Reveals Biggest Share of Checks Are Consumer to Business Mar 21, 2008 11943 Agencies Propose Revisions to Interagency Questions and Answers Regarding Flood Insurance Mar 18, 2008 11942 Fed Funds Target Rate Lowered by 75 Basis Points to 2.25 Percent; Discount Rate Lowered by 75 Basis Points to 2.5 Percent Mar 17, 2008 11941 Discount Rate Decreased by 25 Basis Points Mar 7, 2008 11940 Federal Reserve Consumer Help Offers Spanish-Language Version of Website Mar 7, 2008 11940 Federal Reserve Consumer Help Center Announces Spanish-Language Website Mar 3, 2008 11938 Statement to Financial Institutions Servicing Residential Mortgages on Reporting Loss Mitigation of Subprime Mortgages Feb 29, 2008 11937 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in March Feb 29, 2008 11936 Comments Requested on Proposed Changes to the Board’s Payments System Risk Policy Feb 29, 2008 11935 Request for Comment on Proposed Change to Daylight Overdraft Posting Rules Feb 12, 2008 11934 Board Announces Restructuring of Check Processing in Tenth, Eleventh Districts Feb 8, 2008 11933 Comments Requested on Proposed Changes to Regulations D and I Feb 6, 2008 11932 Consumer Advisory Council to Meet on March 6 Feb 1, 2008 11931 Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in February Jan 30, 2008 11930 Target for Federal Funds Rate Lowered by 50 Basis Points; Discount Rate Decreased by 50 Basis Points Jan 22, 2008 11929 Target for Fed Funds Rate Lowered by 75 Basis Points; Discount Rate Decreased by 75 Basis Points Jan 10, 2008 11928 New Members of the Consumer Advisory Council for 2008 Jan 4, 2008 11927 Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in January Jan 3, 2008 11926 Board Announces Restructuring of Check Processing in New York, Philadelphia and Cleveland Districts   2007     Dec 21, 2007 11925 Federal Reserve to Conduct TAF Auctions as Necessary Dec 20, 2007 11924 Board Clarifies Policy on Confidentiality Provisions in Third-Party Agreements Dec 20, 2007 11923 FFIEC Issues Guidance on Pandemic Planning Dec 19, 2007 11922 Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Dec 18, 2007 11921 Request for Comment on Changes to Regulation Z to Protect Consumers from Unfair or Deceptive Home Mortgage Lending Dec 17, 2007 11920 Annual Notice of Asset-Size Exemption Threshold for Depository Institutions Dec 14, 2007 11919 Federal Reserve to Offer $20 Billion in 28-day Credit Through Term Auction Facility Dec 13, 2007 11918 New Members Announced for 2008 Thrift Institutions Advisory Council Dec 12, 2007 11917 Federal Reserve and Other Central Banks Announce Measures Designed to Address Elevated Pressures in Short-term Funding Markets Dec 11, 2007 11916 Target for Federal Funds Rate Lowered by 25 Basis Points; Discount Rate Decreased by 25 Basis Points Dec 10, 2007 11915 Federal Reserve Study Shows More Than Two-Thirds of Noncash Payments Made Electronically in 2006 Nov 30, 2007 11914 Agencies Issue Proposed Consumer Report Information Rules and Guidelines Nov 28, 2007 11913 Operating Circular No. 9 Revised Nov 14, 2007 11912 Election of Directors Nov 6, 2007 11911 Fees for Priced Services, PSAF Nov 2, 2007 11910 Board Approves Final Rules to Implement Basel II Risk-Based Capital Framework Nov 2, 2007 11909 Board Announces Amendments to Regulations B, E, M, Z and DD Nov 1, 2007 11908 Agencies Issue Final Rules on Identity Theft Red Flags and Notices of Address Discrepancy Oct 31, 2007 11907 Target for Federal Funds Rate Lowered by 25 Basis Points; Discount Rate Decreased by 25 Basis Points Oct 26, 2007 11906 Agencies Issue Final Rules on Affiliate Marketing Oct 16, 2007 11905 New Federal Reserve Consumer Help Center Opens November 16 Oct 5, 2007 11904 Consumer Advisory Council to Meet on October 25 Oct 2, 2007 11903 Joint Rule Proposed to Implement Unlawful Internet Gambling Enforcement Act Oct 2, 2007 11902 Board Announces Adjustments for Calculating Reserve Requirements, Regulation D Oct 2, 2007 11901 Nomination of Directors Sep 26, 2007 11900 Shared National Credit Results Reflect Large Increase in Credit Commitment Volume and Satisfactory Credit Quality Sep 25, 2007 11899 Agencies Adopt Final Rules to Implement the Bank “Broker” Provisions of the Gramm-Leach-Bliley Act Sep 21, 2007 11898 Final Rules Issued on Expanded Examination Cycle Sep 20, 2007 11897 Comments Requested on Statement Regarding Garnishment of Federal Benefit Funds Sep 18, 2007 11896 Target for Federal Funds Rate Lowered by 50 Basis Points; Discount Rate Decreased by 50 Basis Points Sep 10, 2007 11895 Board Determines Certain Activities Complementary to Underwriting, Selling Health Insurance Sep 4, 2007 11894 Statement Issued on Loss Mitigation Strategies for Servicers of Residential Mortgages Aug 30, 2007 11893 FFIEC Revises Bank Secrecy Act/Anti-Money Laundering Examination Manual Aug 29, 2007 11892 Public Alerted to Illegitimate Checks Drawn on TUC Private Currency Office by The United Cities Corp Aug 17, 2007 11891 U.S. Treasury Department Sponsors Exercise to Test Readiness to Deal with Pandemic Crisis Aug 17, 2007 11890 Federal Trade Commission Requests Comments on the Use of Social Security Numbers within the Private Sector Aug 17, 2007 11889 Discount Rate Decreased by 50 Basis Points Aug 14, 2007 11888 Agencies Propose Illustrations of Consumer Information to Support Their Statement on Subprime Mortgage Lending Aug 14, 2007 11887 Board Announces Restructuring of Check Processing Operations in Ninth, Tenth Districts Aug 8, 2007 11886 The Fair Value Option and the Applicability of the Market Risk Capital Rule Aug 7, 2007 11885 Target for Federal Funds Rate Left Unchanged Aug 2, 2007 11884 Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Aug 1, 2007 11883 New York Fed Discount Window to Assume Collateral Processing Responsibilities Jul 20, 2007 11882 Banking Agencies Reach Agreement on Basel II Implementation Jul 19, 2007 11881 Statement Issued on Enforcement of Bank Secrecy Act/Anti-Money Laundering Requirements Jul 18, 2007 11880 Pilot Project to Improve Supervision of Subprime Mortgage Lenders Announced Jul 13, 2007 11879 2008 Holiday Schedule Jul 11, 2007 11878 Agencies Propose Revisions to Interagency Questions and Answers Regarding Community Reinvestment Jun 29, 2007 11877 Operating Circular No. 3 Revised Jun 29, 2007 11876 Agencies Issue Final Statement on Subprime Mortgage Lending Jun 29, 2007 11875 Final Rule Approved on Not Requiring Receipts for Electronic Transactions of $15 or Less Jun 28, 2007 11874 Target for Federal Funds Rate Left Unchanged Jun 28, 2007 11873 Implementation of Revised Suspicious Activity Report Forms Delayed Jun 27, 2007 11872 Operating Circular No. 4 Revised Jun 26, 2007 11871 Federal Reserve Banks Announce Changes to Increase Check Service Efficiency Jun 20, 2007 11870 Board Announces Restructuring of the San Francisco Fed’s Check Processing Operations and Amendments to Appendix A of Regulation CC Jun 20, 2007 11869 Board Announces Availability of Online Mortgage Comparison Calculator Jun 13, 2007 11868 Host State Loan-to-Deposit Ratios Issued Jun 13, 2007 11867 Panelists Announced for Public Hearing under Home Ownership and Equity Protection Act Jun 1, 2007 11866 Agencies Release List of Distressed or Underserved Non-Metropolitan Middle-Income Geographies Jun 1, 2007 11865 Agencies Issue Final Illustrations of Consumer Information for Nontraditional Mortgage Products May 29, 2007 11864 Discussion Topics Announced for Public Hearing under Home Ownership and Equity Protection Act May 29, 2007 11863 Final Rule Approved to Implement Section 601 of Financial Services Regulatory Relief Act of 2006 May 25, 2007 11862 Guidance Issued on Filing Notices of Proposed Class Action Settlements May 23, 2007 11861 Comments Requested on Proposed Amendments to Regulation Z May 18, 2007 11860 Consumer Advisory Council to Meet on June 21, 2007 May 18, 2007 11859 Board Announces Restructuring of the Atlanta Fed’s Check Processing Operations and Future Changes to Appendix A of Regulation CC May 9, 2007 11858 Target for Federal Funds Rate Left Unchanged May 3, 2007 11857 Board to Hold Public Hearing under the Home Ownership and Equity Protection Act Apr 23, 2007 11856 Comments Requested on Proposed Amendments to Regulations B, E, M, Z and DD Apr 18, 2007 11855 Federal Regulators Encourage Institutions to Work with Mortgage Borrowers Unable to Make Payments Apr 11, 2007 11854 Agencies Announce Availability of 2006 HMDA Data Apr 5, 2007 11853 Board Announces Final Revisions to 1980 Interpretation of Regulation D Apr 3, 2007 11852 Comments Requested on Expanded Examination Cycle for Certain Institutions Mar 30, 2007 11851 Agencies Launch Improved Website for Banking Data Mar 21, 2007 11850 Comments Requested on Model Privacy Notice Mar 21, 2007 11849 Target for Federal Funds Rate Left Unchanged Mar 2, 2007 11848 Comments Requested on Subprime Mortgage Lending Statement